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When is a seller's property disclosure typically provided in a Florida real estate transaction?

After closing

At listing, before contract

Only after inspections

Before signing the contract or at the time of contract execution, depending on contract terms

In Florida real estate, the seller’s disclosure is meant to inform the buyer of known defects before the buyer commits to the purchase. The Seller’s Property Disclosure Statement outlines known issues that could affect value or desirability, so sharing it early helps buyers make an informed decision and guides negotiations. The usual practice is to provide this disclosure before the buyer signs the contract or at the moment the contract is executed, with the exact timing defined by the contract terms. Delivering it after closing would be too late to protect the buyer or the deal, and waiting only until after inspections misses the opportunity for early disclosure and negotiation. Some listings may include disclosure as a matter of practice, but the contract typically specifies the timing.

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