Which item is a recording fee included for Henry at closing?

Which item is a recording fee included for Henry at closing?

• A. $56 to record the mortgage
• B. $130 for attorney's fees
• C. $640 for title insurance
• D. $6 to record the deed

Answer: (D)

Recording fees are charges paid to the county for placing documents in the public records. When a property is transferred, the deed must be recorded to perfect the new owner's title, and the county charges a small fee for that recording. In this scenario, the fee listed to record the deed is $6, which aligns with the typical, modest recording charge for the conveyance document. The other items represent different closing costs: attorney’s fees are for legal services, title insurance is an insurance premium protecting against title issues, and a mortgage recording fee would apply to recording the mortgage lien (usually a separate, not-deed fee). Since the question is identifying the recording fee related specifically to the deed, the $6 for recording the deed is the recording fee.

Recording fees are charges paid to the county for placing documents in the public records. When a property is transferred, the deed must be recorded to perfect the new owner's title, and the county charges a small fee for that recording. In this scenario, the fee listed to record the deed is $6, which aligns with the typical, modest recording charge for the conveyance document. The other items represent different closing costs: attorney’s fees are for legal services, title insurance is an insurance premium protecting against title issues, and a mortgage recording fee would apply to recording the mortgage lien (usually a separate, not-deed fee). Since the question is identifying the recording fee related specifically to the deed, the $6 for recording the deed is the recording fee.